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KF Financial. Expect professional service when you work with us.
Application Process
Underwriting Process
Ongoing Service

When you work with KF Financial, you can expect to receive the utmost professional service. We do our best to make sure our clients' best interests are always at heart. And, we work on your behalf to find the best product available that suits your needs.


Steps to acquiring your disability policy

There are four stages in the process:
  1. Your initial inquiry and discussion about what to apply for and what you are looking for in a policy.
  2. Submit the application to underwriting and undergo underwriting process.
  3. Deliver the policy when issued.
  4. Ongoing service.


Our responsibilities to you

  • Communicate with you as best as we can and keep you informed throughout the entire process.

  • Be available to you from your initial inquiry, throughout the application and underwriting process and at the time of claim.

  • Keep everything confidential. We will never sell or release any of your information.

  • Be involved in the industry. This is an important way to be aware of any legal changes, policy changes and new products on the market.

  • Be a client advocate. We will do our best to represent you to the insurance company in order to get the best offer available.



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