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KF Financial also offers disability policies for non-traditional occupations and individuals with special circumstances. Please see the list below for a brief description of some of the policies we carry. If you have any special circumstances (high income, risky avocations) or have a history of medical problems, we may be able to find you coverage. We'd be happy to discuss our situation further. Please contact KF Financial for more information.
Provides disability insurance for people in the entertainment industry including Actors, Directors, Producers, Writers, Cinematographers, Art Directors, Editors, Musicians, Singers, Dancers, Stunt Persons, Special Effects, Models, Make-up Artists.
Provides disability insurance in the case of:
- Loss of Sight
- Loss of Speech
- Loss of Hearing
- Temporary Total Disability
- Career Ending Disability
- Non-Appearance
- Disfigurement
- Dismemberment
We offer disability policies for both individuals and teams in most sports. Professional athletes or collegiate stars planning to enter the professional market may be insured for career ending disabilities.
Personal disability, Business Overhead Expense, Buy-Sell Funding, Buy-In Funding, Key Person coverage are among the most common uses.
Used to supplement personal disability plans up to 65% of physician's income, Business Overhead Expense, Buying into existing practices, Bank Loans and Key person are some of the typical uses.
Excess disability coverage for high-income earners, occupations not normally covered by traditional insurance.
For Commercial Airline Pilots, Corporate Pilots, Helicopter Pilots, Aerial Applicators, Agricultural Pilots, Firefighter Pilots, Air Show Pilots.
Automobile Drivers, Motorcyclists, Boat or Aircraft Pilots can secure coverage for disability, death and dismemberment. Benefits available for weekly cash benefits, missed races, career ending disabilities and accidental death.
For Professional Golfers, Touring Professionals, Teachers of Professionals. Covering 24-hr. Worldwide Coverage, Accident and Sickness, Loss of Future Earnings, Contract Completion, College to Pro Protection, Loss of Endorsements, and Costs of Agents/Managers.
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